You’ve probably been hearing the words “supply chain” a lot lately, and the big worry yet again this year that Christmas will be ruined by disruptions in said supply chain. I think we can all agree that holiday spirit cannot be thwarted by a ship or truck’s inability to deliver stuff to our doors, but that’s probably a matter for a blog post beyond our scope.
But one good thing coming out of all this is that people are more deeply considering the notion of showing someone how much you love them with a holiday gift that is a little more on the intangible side.
Maybe that means giving them an experience. Or perhaps it is a thoughtful gesture that’s needed. I’m not talking about washing the dishes (although if you’ve never done that before, it would likely have quite an impact).
Take them to visit a place they’ve always talked about going, or to do something they’ve always wanted to do but were never able to find the time. It doesn’t have to be a full-on tropical getaway. Maybe the kids have always wanted to learn how to ice skate and the nurturing and patient encouragement of a parent is the best way for them to learn.
Maybe you plan to do something with your spouse but schedule it on Super Bowl Sunday. You present the plan to them on Christmas so they have over a month to let it sink in how you’d rather be with them than watch the Super Bowl.
Is someone in your household trying to embark upon a project that is very meaningful to them? Maybe set up a space for them, expressly for the purpose of their pursuit of that project. Let them know if it’s important to them, it’s important to you.
Maybe it’s something else. Like, oh I don’t know, say, a life insurance policy. You’re putting insurance on your own life, but by doing so you’re ensuring their on-going security. Horihan Insurance would love to help you with that perfect gift.
Don’t have a beneficiary in your life? Have you ever thought of buying a life insurance policy with a charitable organization as the beneficiary? Even if you do have a loved one as a main beneficiary, you can have a charitable giving rider on your life insurance policy which specifies a percentage of the payout which goes to a qualified charity of your choice upon your passing.
Or you can just do a straight policy donation, usually a permanent policy rather than a term life policy.
A life insurance policy pays out a benefit much more than what you paid for it, so it’s a great way to maximize your (eventual) gift to the charity.
Whichever method is right for you, a life insurance policy is a substantial yet intangible gift to give. It won’t be the wrong size or color or style, and it won’t require a gift receipt because the recipient won’t be promptly returning it to the store on December 26th.
Oh, and in case you’re wondering, Horihan Insurance always delivers on time, and with no shipping fees! To be clear though, yes, a life insurance policy is a long-term gift, but that doesn’t mean you’re off the hook next year and the next year and so forth. Come on, now….
Well, Halloween’s over, so it can’t be too early to say “Happy Holidays!”